Jacksonville: 904-398-2212

Auto Accident FAQs

What do I do if I’m in a car accident?

If you’ve ever been the victim of a car accident, once you’ve sought the appropriate medical treatment, you are likely to have a number of questions regarding the next steps.

Here is a guide to some auto accident FAQs:

Auto Accident FAQs

What if my own insurance company denies my claim?

Answer: If your insurance company refuses to compensate you for damages and expenses, then you have the legal right to sue them. If your suit goes to court and it is determined that the insurance company is responsible, then they must pay all your damages—including all legal fees.

What is considered a serious injury under the No-Fault law?

Answer: Under Florida’s No-Fault law, “serious injuries” relate to injuries that affect or impair important bodily functions and/or movements or severely impact an individuals’ ability to live and enjoy a normal life.

What is the first thing I should do after an accident?

Answer: After an auto accident, it is normal to feel stressed or shaken up. But once you are able to think calmly and rationally, it’s time to take immediate action. Here are some things you should immediately following an auto accident—once you have sought medical attention:

  • Do not refuse any medical treatment at the scene or after. See a doctor immediately or as soon afterwards as you can. Remember, not all injuries surface immediately after an accident. Some can take several weeks or even several months to present themselves.
  • Call the police to report to the accident scene. At this time they will complete an accident report. Under Florida law, you must tell the investigating officer the details about the accident. Do not discuss the accident with anyone else at the scene.
  • Take pictures of any damages to your property or your injuries. It also helps to have pictures of the surroundings at the scene of the accident.
  • Notify your insurance company and fill out a claim. Keep a copy for your records.
  • Never accept any responsibility for an accident before speaking with an attorney. Contact one of our Jacksonville auto accident attorneys and find how we can fight for your rights.
What is the length of time I have to file a lawsuit against a third party?

Answer: The statute of limitations for personal injury claims in the state of Florida is four years. This means that auto accident victims have up to four years from the date of an accident to file a claim against an at-fault or negligent driver.

When do I have to notify my insurance company?

Answer: The sooner, the better. It is important to alert your insurance company immediately following a car accident. You can call them and explain how the accident happened or you can file a claim online. As soon as you have all the facts, it’s important to keep a copy of all reports and details for your own records. Then, make sure your insurance company has the same information.

Having thorough, detailed, and consistent information is important should you decide to file a personal injury suit later on. Your claim should include:

  • Medical costs
  • Property damages
  • Wage losses
  • Any out-of-pocket expenses